I have a 100hp for my first car. It was sat on the drive on my 17th birthday after months of advert trawling for the right one. I'm the proposer and fully comp so the insurance is extortionate but drops hugely after the first year. Faster than any of my friends and is a hoot on country roads. The brakes need getting used to especially for heel and toe but I didn't find a problem and knew the car well just by driving on provisional for the first month of having it. A year on I've tinkered with it a little and a few problems but has never let me down and is even great on the coldest, wettest day. No regrets!