General Everbody here must be telling fibs! (remap Insurance)

[blebo]

Just phoned my insurance company and they wont touch a sporting with a remap.

They also said that most insurance comapnies class anything above 25% power increase as unacceptable.

Thats my remap ideas fubar then.

So those of you who said you ahve decleared your remaps, to whom exactly did you declare it ?

 

[venomco]

Don't want to say who I'm insured with, and no its not the company I would advise you check with.

Try Direct Line, my mate got his VRS remapped, his went from £550 fully comp, to £700. Worth every penny.

Other compaies that allow Remaps are, Elephant, Zurich, Admiral. - Just off the top of my head, got quotes from all these for a remapped motor.

Mine didn't change, just my excess went from £200 to £600.

Tom

 

[dannygp]

As if you won't tell the guy who your with. Abit gay if you ask me.

 

[venomco]

As if you won't tell the guy who your with. Abit gay if you ask me.

?

 

[ChrisUK]

Different insurance companys are different for different people!. Only way you know is ring them all yourself!. For example Beau's cheapest insurance cover was my most expensive by about £1000!.

Im the same I got a quote for the GSR induction kit and remap. I had no increase in policy price but a high excess to pay if an accident is my fault (£300-£850) I think.

 

[blebo]

Ignore me I jumped the gun a bot...Admirial woulnt insure me so I went elsewhere...all is now good (see other thread)

 

[allanhelen]

A lot of main stream insurance companies don't like modified cars so quite often just refuse to insure them. I run 4 cars (inc 2 highly modified and 1 modified) and the GP is the only one not insured through a specialist as it hasn't been remapped yet.

Saying that by going to a specilist with mods can sometimes be almost as cheap for example my Cinq Turbo has 120% extra power than std yet only cost me ~£170 per year fully comp including agreed valuation.

 

[sledge]

Purely out of curiosity, is that figure of £600-800 a typical amount of excess that a younger driver with a high-ish group car can expect to pay?

 

[Stu DemonD]

My insurance will charge me an extra £30 or so once I get it remapped - I do have a specialist policy though.

 

[custard]

as said it vares.
im not young but on insuring my turbo cinq it went from getting the phone put down on me ( i kid you not) to decent quotes

 

[Dreamfall]

The Fiat Main Dealers have no idea that you have a re-mapped ECU. Neither have the insurers..... There is no way that they can tell. However, you take your chances on losing the re-map whenever you put your car into the dealer.

Also (IMHO) you also take your chances in not declaring it to your insurance company. - But even after an accident how are they going to find out if Fiat Main Dealers haven't a clue?

Get your motor re-mapped & keep your mouth shut......

 

[sledge]

Insurance companies and The Police are not daft, they know remapping goes on and they know owners often dont declare the fact. If they suspect its been done and if for whatever they choose to investigate they use people and organisations like this.

http://www.forensic-ai.co.uk/what_we_do.html

 

[ChrisUK]

Yes typically drivers under 25 have high excess sometimes up to £1000!. Im completely ok with it though tbh as I will only need to pay it if the crash is my fault. The excess for vandalism on my policy is only £100 and windscreen is £50.

 

[Stu DemonD]

Don't declare it - but then drive around with forum stickers on, and on that same forum boast about a remap!!!

Do it at your own peril - a minor shunt, meh you may be fine - include a more serious accident, deaths, etc - I wouldn't want to foot that bill once my insurance is voided.

 

[dave]

my insurance add mine as a % increase for £16 a year thats 3x £16 wasted when i had the first map that added nothing at all

another reason that you should really have a before and after rr so you have exact figures to show insurance, you don't want to be paying more for added bhp that you haven't got or having more bhp than you tell them, making insurance void

 

[T14086]

Get your motor re-mapped & keep your mouth shut......

Pretty poor advice considering the time & money so many here spend on their cars.Is it really worth the risk!

 

[Alan.D]

The Fiat Main Dealers have no idea that you have a re-mapped ECU. Neither have the insurers..... There is no way that they can tell. However, you take your chances on losing the re-map whenever you put your car into the dealer.

Also (IMHO) you also take your chances in not declaring it to your insurance company. - But even after an accident how are they going to find out if Fiat Main Dealers haven't a clue?

Get your motor re-mapped & keep your mouth shut......

Appart from the obvious, when you go to that level you are no longer commiting a motoring offence you commit the offence of obtaining a pecuniary advantage by deception......that's a trip to criminal court if caught

Any offences of Theft, Fraud, Deception on your record and no company will touch you with a bargepole.......job wise.

 

[puntokris]

As if you won't tell the guy who your with. Abit gay if you ask me.

Being found out that you have undeclared mods by your insurance company (who trawl forums like these) is a 'bit gay' if you ask me.

 

[phostead]

Might be worth checking out these guys, greenlightinsurance.com just got a good quote from them (£422 with £200 excess inc courtesy car and legal protection).

Need to give them a bell to find put about protected no claims, but guess prob about 480 with?

 

[puntokris]

Might be worth checking out these guys, greenlightinsurance.com just got a good quote from them (£422 with £200 excess inc courtesy car and legal protection).

Need to give them a bell to find put about protected no claims, but guess prob about 480 with?

Adrian flux deal with green light. I've heard good things about them for modified car drivers.