Cheapest cars for 17-18 year olds to insure

[Modette]

http://cars.uk.msn.com/features/photoviewer.aspx?cp-documentid=158831566#image=16

My 18 year old would rather walk than drive some of these so I say let him walk, I started with a Mk1 Panda

 

[Soleil]

http://cars.uk.msn.com/features/photoviewer.aspx?cp-documentid=158831566#image=16

That just looks like an advert for Ford and the Ka.They may be cheap to insure but you have you buy the thing first.

I had a Panda for for my first car, past down through the family. . After ten years I have gone back to an other small fiat. I cant find anything cheaper that £220 a year to insure.

 

[Modette]

That just looks like an advert for Ford and the Ka.They may be cheap to insure but you have you buy the thing first.

I had a Panda for for my first car, past down through the family. . After ten years I have gone back to an other small fiat. I cant find anything cheaper that £220 a year to insure.

I loved that Panda, it had the double roll back sunroof and I went all over the place in it. It was £150 fully comp (in London band E) when I was a new driver and it used to cost £15 to fill it up - those were the days!

I keep telling my son that a Cinque or Seicento are perfect first cars but he wants to just come on my insurance instead.

 

[ChrisUK]

That's not a good idea as he won't aquire his own NCB. Will be better in the long run to bite the bullet and insure something cheap.

 

[alib1]

Have a look at ikube. That was the only possible way of getting insurance my first first year. I agree that you want you're own policy because it's made a big difference having a years no claims but put parents on as named drivers it made it a lot cheaper for me. Ikube fit a tracker which charges you if the car is used between 11 and 5 at night and you have to do pass plus but I got fully comp on my 1.4 grande punto for £2500 cheapest quote elsewhere was double.

 

[m20b25]

The Fiat Seicento might only have two EuroNCAP stars for safety, but it is so uncool that it probably won't get stolen, lowering premiums to £2,360.98 on average.

What idiot wrote that? Its easily the coolest car out of that horrible lot!

I was 18 when I got my own insurance. My first car insurance was €2283 on a car I actually liked, looked decent and was rather nippy

 

[foggy08]

My 18 year old would rather walk than drive some of these so I say let him walk, I started with a Mk1 Panda

be firm . and let him walk .if you put him on your insurance and he crashes it will only cause trouble and cash

plus more arguements if you need the car and so does he .

so tell him he can have a scooby . AS LONG AS HE PAYS FOR IT

PS i was 17 and driving a fiat 126 ... not cool for a young lad ........now almost 50 and driving a panda ....lol

 

[Soleil]

I keep telling my son that a Cinque or Seicento are perfect first cars but he wants to just come on my insurance instead.

As said by others, Don't let him do this, unless he really is only a second driver.
Put yourself as a named driver on his policy and this may bring it down a bit, but not the other way as insurance company's are not silly and will normally be able to find out the truth.

Oh and there is nothing wrong with pandas or centos, no end of fun can be had with them.

 

[Modette]

As said by others, Don't let him do this, unless he really is only a second driver.
Put yourself as a named driver on his policy and this may bring it down a bit, but not the other way as insurance company's are not silly and will normally be able to find out the truth.

Oh and there is nothing wrong with pandas or centos, no end of fun can be had with them.

I agree, he has said he wouldnt mind a black Punto so we are getting somewhere, in regard to the insurance, apparently Direct Line offer a NCB to named drivers too so he has offered pay the difference between the cheapest quote I get when I renew (from anywhere) and whatever Direct Line want to insure me and him as a named driver.

I know this is my being a mother but I also KNOW my car ( I should do cos I have spent a fortune on repairs in the last year) and I feel a lot better about him driving that than some £400 'unknown' car, because hes a student so that would most likely be his price range and that worries me a bit.

In his defence he is also a big lad, we went to look at 500s in the local Fiat dealership a few months back and his head was rubbing on the roof lining when he sat in one. I was thinking of getting one but there were so many things that my Stilo had that the 500 lacked that I changed my mind.

 

[Rawb]

Cheapest car for any teen is Diesel and preferably a van.

Diesel Punto is ideal. Get a quote on his own with one, you should see what I mean. Mk2 JTD Punto might be a good shout.

 

[dave]

5 door mk1 punto 1.2 used to be cheaper to insure than a 1.1 sporting cento

may still be not checked

 

[RuSZ]

Whoever wrote that survey is an idiot...

obviously it cant be trust as insurance has a lot to do with where you leave and ive your parents are named drivers on your policy...

My first car was my Seat Leon 1.4 16v, that only cost me £1100 to insure.

The Punto 1.2 8v was £1300 to insure. and my Astra 1.8 16v is costing £1200 on my renewal..

 

[x Alex x]

i laugh at people who buy 1.0 corsa's going off the rule, the smaller the engine the cheaper the insurance, a good friend done just that, paid £1500 for a 2000 1.0 3cyl corsa, thinking it would be super cheap to insurer, instead it's more expensive than the punto i bought for the GF, the punto was half the price, it's twice the car the corsa is, faster and cheaper to insure.

he paid £1450 on the corsa, i told him to get a quote on the punto after he had got the corsa to prove him wrong, it was around £1330

 

[Kier]

i laugh at people who buy 1.0 corsa's going off the rule, the smaller the engine the cheaper the insurance, a good friend done just that, paid £1500 for a 2000 1.0 3cyl corsa, thinking it would be super cheap to insurer, instead it's more expensive than the punto i bought for the GF, the punto was half the price, it's twice the car the corsa is, faster and cheaper to insure.

he paid £1450 on the corsa, i told him to get a quote on the punto after he had got the corsa to prove him wrong, it was around £1330

It amazes me people who don't research the price of insurance before they go and buy a car. One of the first things I do.

 

[x Alex x]

It amazes me people who don't research the price of insurance before they go and buy a car. One of the first things I do.

same! it's just one of the daft assumptions people make, like the fully comp so i can definitely drive other cars 3rd party thing too.

 

[Modette]

Cheapest car for any teen is Diesel and preferably a van.

Diesel Punto is ideal. Get a quote on his own with one, you should see what I mean. Mk2 JTD Punto might be a good shout.

Thanks for that info, I will look into it

 

[dave]

the fiat Idea is cheap to insure

for a 23 yo girl with me as named driver
FIAT BRAVA SX 80 16V 1242cc
£1252.31

FIAT IDEA ELEGANZA 16v 1368cc
£1214.15

 

[Transformer]

Well im 17, soon to be 18 and right now i was quoted about £2k for my seicento, and £2.5k for my VW Golf 1.6, BUT when i turn 18 (with no NCB) the premium for both cars come down to about £1k. so the trick im using is stay as a learner driver for 1 year and the insurance companies like that because after one year learning you should be a safe driver (at least that's what they say)

If you want to go down that route I would look at http://www.collingwoodlearners.co.uk they cost about £1k a year for learners, but back before the law changed I was able to just insure for one month, then if I didn't have the money not insure for the next.

P.S. Before I give off the spoilt kid impression, the seicento is actually for sale so I don't really own 2 cars, nor can i really say £2.5k is affordable

 

[Rawb]

Thanks for that info, I will look into it

More than welcome, for reference. I was paying £550 a year for my Xsara 1.9 td (1 years no claims and cheap post code) and my Punto 1.2 is about £850. Unusual cars that teens would never drive are cheaper to insure and just because they have bigger engines doesn't mean it'll cost more either. I think I believe the whole 'it's to do with crash percentages on a vehicle model that determines the cost of insurance prices' statement. Just keep that in mind and good luck with the choices

 

[RuSZ]

More than welcome, for reference. I was paying £550 a year for my Xsara 1.9 td (1 years no claims and cheap post code) and my Punto 1.2 is about £850. Unusual cars that teens would never drive are cheaper to insure and just because they have bigger engines doesn't mean it'll cost more either. I think I believe the whole 'it's to do with crash percentages on a vehicle model that determines the cost of insurance prices' statement. Just keep that in mind and good luck with the choices

Exactly

aviod the typical chav models and varients. so that means Corsa's & Saxo's of anykind are straight out of the window (and thats not just the understeer....)

generally the bigger cars with big diesels are cheaper than small cars with petrols (or thats what ive seen)