I loved both my Panda Active’s and owned them for about 5 years each with no issues (my godsons parents are still running about in my 55 reg Active I sold to them in 2015). If you go for a slightly newer Eco Active 2009-2011ish, it still has the cheap insurance rating but also the low tax rate of £35.00. You also get the luxury of a CD player and colour keyed bumpers

Or a run out ‘mylife’ Eco Active with aircon and proper remote locking from fob and alloy wheels?
I used mine to regularly travel up to Nottingham from London and had no problem keeping up with traffic.