Does that include Factory Fitted Options?
Offer 2 : Adrian Flux - up to 15% discount on your insurance policy!
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Offer 2 : Adrian Flux - up to 15% discount on your insurance policy!
Does that include Factory Fitted Options?
:yeahthat:
So will having body coloured bumpers increase my insurance cost if i went with 'Adrian Flux'.... as they were not standard parts for my car, but rather optional extra's like the alloys and boot spoiler?
Factory fitted from when it was built is not a mod, but if you put it on after it is.
They will increase your premium for having body coloured bumpers if they were not like that originally, I honestly don't think they will ramp it up for that though £10-£40.
Some insurance companies don't add anything on for cosmetic mods though, so you might get lucky
They will increase your premium for having body coloured bumpers if they were not like that originally, I honestly don't think they will ramp it up for that though £10-£40.
Some insurance companies don't add anything on for cosmetic mods though, so you might get lucky
My current insurer said at renewal that i will have to pay more as they see that "Body coloured bumpers" are a mod - fitted when the car was made, along with the alloys and boot spoiler, hence i'm changing at renewal - prices goes up £300 for them
Yeah some count factory and dealer options as mods, even though they're out of the catalogue.
I just noticed where you live, more than likely a high risk area that is causing that.My current insurer said at renewal that i will have to pay more as they see that "Body coloured bumpers" are a mod - fitted when the car was made, along with the alloys and boot spoiler, hence i'm changing at renewal - prices goes up £300 for them
As a rule cosmetic mods would not increase your premium, but, we would always ref it to the insurer first!
Dan.
Yes. If your car was written off and you has say a glass roof as an option would you not want the difference to be able to replace it like for like? Equally what will happen is said roof shatters and costs £500 to replace. I doubt insurance will be interested if they're not aware of it being fitted as youve not declared it.
£2600 with discounts etc, 19 1yr no claims 1.1L Punto, no mods...
One of the most expensive quotes i had this renewal - went with admiral for £1100 still too much in my opinion...
with discounts etc, 19 1yr no claims 1.1L Punto, no mods...One of the most expensive quotes i had this renewal - went with admiral for £1100
still too much in my opinion...£2600
One of the most expensive quotes i had this renewal - went with admiral for £1100
Is that with you on your own policy completely? with the car registered in your name? or is that with a parent on too and you as a named driver? What sort of policy have you got with Admiral?
I'm 17... passed in October last year, was driving for 4 months, head gasket went, cancelled insurance and claimed on tax (we didn't know that we were going to decide to repair) We rang i-kube (same insurance supplier as I was on 3 weeks earlier for £1700) and I have been quoted £7000... Nothing less :bang:
I previously had insurance but a broken car, now I have a car but there is no way I can afford anything above £1700...
By the way, car is an N-reg (1995/6) 1.1l Punto 55S with no mods other than a new radio.
Would I get a decent quote with Adrian Flux?
What else do you reccomend?
Mine is admrial multicar jobby - soz for spelling
My policy, my car, all in my name, im 18 but we had to add my mum's car onto the policy , when it's due, other wise it's alot more...
Mr Flux wasnt able to get within £50 of my renewal but neither was Chris Knott. Ive been driving over 40 year,no convictions, no claims so I wonder who they can help.
Hi
If you would like to discuss this further please feel free to pm me your full name, postcode and contact telephone number.
Cheers
Dan
There isnt anything to discuss now really my insurance is due tomorrow your company wasnt able to help so I have bought it from someone who could ( Choice Quote).
ramborobert
Member
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- Aug 7, 2010
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Adrian Flux turned out the cheapest for me so im happy.
Fiat Stilo JTD 115
Age 24
licence 4 years
1 accident
3 penaulty points
1 years no claims
live in northern ireland
£871 basic third party fire & theft
Fiat Stilo JTD 115
Age 24
licence 4 years
1 accident
3 penaulty points
1 years no claims
live in northern ireland
£871 basic third party fire & theft
scholsey94
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- Apr 8, 2011
- Messages
- 15
- Points
- 6
Im 17 first time drive on an 06 grande punto what sort of quote can you offer me?
I was hoping to be able to switch to you guys but my insurance do not offer any form of refund upon cancellation of insurance - I have paid in full for a year. Is this a common thing amongst all insurance companies?
P.s.
i think you should give them a ring, quotes are based on many, many factors.
P.s.
i think you should give them a ring, quotes are based on many, many factors.
Hello,
Your quote will be based on many different factors such as Make and Model and age of car, use of the vehicle, experience, Postcode, Claims and Convictions etc.
If you would like me to organise a call for you so we can go through a quote please PM me the following details.
Name and Postcode,
Contact Number and the best time to call,
Make and Model of the vehicle and if it is modified.
Regards,
Dan.
