Debit card fraud!

[soap_dodger]

Just to update this! Step-daddy got a phone call from the B&B fraud squad. He's getting his money back!

Turns out the police did some checking of CCTV footage and found out he was in the pub when the transactions were being done.

and the bank manager is getting a good telling off. and we are getting a letter of apology. and now, if any transaction is over £100 they will phone him before they allow it to be processed.

EDIT: 666 posts! Arrrrgh!

 

[udtrev]

Just to update this! Step-daddy got a phone call from the B&B fraud squad. He's getting his money back!

Turns out the police did some checking of CCTV footage and found out he was in the pub when the transactions were being done.

and the bank manager is getting a good telling off. and we are getting a letter of apology. and now, if any transaction is over £100 they will phone him before they allow it to be processed.

EDIT: 666 posts! Arrrrgh!

That's good news, I hope the letter is suitably grovelling in the highest order


Trev

 

[Doofer]

Was any part of this thread true?

Sorry, but none of it sounds very likely.

 

[soap_dodger]

Was any part of this thread true?

Sorry, but none of it sounds very likely.

I've just spent the past 2 mins trying to think of a reply that won't get a infraction.

So here it is.

If you question any of this please feel free to come to Morecambe sometime next week when we get the letter. I'll be more than glad to show you.

 

[claymore]

Success!

This calls for a victory tune.

 

[smokeyjoe03]

Re: Success!

This calls for a victory tune.

YouTube - C&C Tiberian Dawn music (Score)

Havn't seen that posted in a while =] so awsome.

As for the OP's dad, glad you got things sorted, its riduculous how easily you can get caught these days.

I work in a newsagents and the credit card machine prints off a customer copy of the receipt which says: card number XXXX XXXX XXXX 1234
And a Merchant copy that has the full number and expiry date. With Debit cards the account number, sortcode, name and three digit are printed on the card too.

If you make a note of the 3 digit number and the name of the customer (we know a lot of our customer's names as the villiage we live in is tiny) then all you do is print off a duplicat receipt and you have set of details ready to be used on a multitude of websites.

Obviously this doesn't happen in our store as we have a little things called a conscience but in theory it is that easy.

This can be done hundreds of times in a major high street store. All you need is an unsavoury type of person in behind the counter.

Your always best of paying cash, and even then go in branch to get it as ATM machines are easily exploitable too...................what a world we live in. Can't wait for the problems we're gonna have when Barclays get their wireless touch transactions up and running

 

[The Beard]

Re: Success!

I work in a newsagents and the credit card machine prints off a customer copy of the receipt which says: card number XXXX XXXX XXXX 1234
And a Merchant copy that has the full number and expiry date. With Debit cards the account number, sortcode, name and three digit are printed on the card too.

If you make a note of the 3 digit number and the name of the customer (we know a lot of our customer's names as the villiage we live in is tiny) then all you do is print off a duplicat receipt and you have set of details ready to be used on a multitude of websites.

This does sound like a complete fiasco. The Police have to act when a Bank contacts them to report an offence and as the average PC knows nothing about bank fraud in comparison to specialist staff at your friendly neighbourhood financial institution. It would appear to have been investigated and soap dodger's Step Dad has been exonerated, but nonetheless he must have been very frustrated, angry and worried. I don't envy him.

I was worried to see written above about shop workers making a note of the 3 digit number on the back of the card. Perhaps it's worth while all card users not actually handing over their card, but instead put it into the machine them selves. Restaurants and small petrol stations are always "good" places to have your card cloned. If they don't have a wander around card reader, go to the till and place the card, or swipe it yourself. In other words, don't hand it over.

Another one to watch out for is the ATM. The signs on them telling you to cover up the keypad when you input your 4 digit password are not to prevent anyone behind seeing the number, but to prevent it being seen by a pinhole type camera set into the plastic moulding above the machine. This would be because a "Lebanese Loop" may be fitted into the machine. I know this sounds like a contraceptive, but it actually fits into the facia of the ATM and captures your card while the camera records the PIN. The card doesn't come out and as these would almost certainly be used on a Friday or Saturday night, there is no-one to speak to to get your card back quickly or cancel it. By the time you phone your bank on Monday morning to try and get your card back the damage has probably already been done.

So try and use your card in a machine when the building, Bank, supermarket or whatever building the ATM is attached to is open and do everything you can to avoid using one on a Friday or Saturday night.

I don't buy anything off the Internet, with the exception of booking a hotel and don't intend to spend much when I do, so I have a Visa card with a self imposed £100 limit, that way not much can go wrong.

 

[claymore]

Re: Success!

Havn't seen that posted in a while =] so awsome.

Thanks, might consider a different one for next time .

 

[The Beard]

Does this mean he's been charged?

It's unlikely he would have been charged if they were still making further enquiries.

Normally a suspect (sorry S_D) would be bailed to re-attend at the Police Station after a set period of time, such as 7, 14 or 21 days after further investigation has taken place. There wouldn't be any point in charging him unless they had more evidence.

 

[pooroldcodger]

Re: Success!

This does sound like a complete fiasco. The Police have to act when a Bank contacts them to report an offence and as the average PC knows nothing about bank fraud in comparison to specialist staff at your friendly neighbourhood financial institution. It would appear to have been investigated and soap dodger's Step Dad has been exonerated, but nonetheless he must have been very frustrated, angry and worried. I don't envy him.

I was worried to see written above about shop workers making a note of the 3 digit number on the back of the card. Perhaps it's worth while all card users not actually handing over their card, but instead put it into the machine them selves. Restaurants and small petrol stations are always "good" places to have your card cloned. If they don't have a wander around card reader, go to the till and place the card, or swipe it yourself. In other words, don't hand it over.

Another one to watch out for is the ATM. The signs on them telling you to cover up the keypad when you input your 4 digit password are not to prevent anyone behind seeing the number, but to prevent it being seen by a pinhole type camera set into the plastic moulding above the machine. This would be because a "Lebanese Loop" may be fitted into the machine. I know this sounds like a contraceptive, but it actually fits into the facia of the ATM and captures your card while the camera records the PIN. The card doesn't come out and as these would almost certainly be used on a Friday or Saturday night, there is no-one to speak to to get your card back quickly or cancel it. By the time you phone your bank on Monday morning to try and get your card back the damage has probably already been done.

So try and use your card in a machine when the building, Bank, supermarket or whatever building the ATM is attached to is open and do everything you can to avoid using one on a Friday or Saturday night.

I don't buy anything off the Internet, with the exception of booking a hotel and don't intend to spend much when I do, so I have a Visa card with a self imposed £100 limit, that way not much can go wrong.

A good idea to have an "internet only" card with a low limit.
However, on Mr&Mrs Oldcodger's everyday card, somebody bought over £1000 worth of dresses in Hampshire using our details. Luckily I was in Yorkshire at the time therefore off the hook. We then got new cards, and a year or so later somebody using Mrsoldcodger's card bought a motorbike in Mexico City! I joke not !
On top of that somebody recently presented 2 cheques (several weeks apart) for £000's from a forged cheque book! When I asked my granch manager did he see the miscreant present the cheque, he said furtively:
Let's put it this way sir, I don't think he was a relative of yours, if you get my drift, somewhat dusky in complexion..."!

 

[Kier]

Re: Success!

This does sound like a complete fiasco. The Police have to act when a Bank contacts them to report an offence and as the average PC knows nothing about bank fraud in comparison to specialist staff at your friendly neighbourhood financial institution. It would appear to have been investigated and soap dodger's Step Dad has been exonerated, but nonetheless he must have been very frustrated, angry and worried. I don't envy him.

I was worried to see written above about shop workers making a note of the 3 digit number on the back of the card. Perhaps it's worth while all card users not actually handing over their card, but instead put it into the machine them selves. Restaurants and small petrol stations are always "good" places to have your card cloned. If they don't have a wander around card reader, go to the till and place the card, or swipe it yourself. In other words, don't hand it over.

Another one to watch out for is the ATM. The signs on them telling you to cover up the keypad when you input your 4 digit password are not to prevent anyone behind seeing the number, but to prevent it being seen by a pinhole type camera set into the plastic moulding above the machine. This would be because a "Lebanese Loop" may be fitted into the machine. I know this sounds like a contraceptive, but it actually fits into the facia of the ATM and captures your card while the camera records the PIN. The card doesn't come out and as these would almost certainly be used on a Friday or Saturday night, there is no-one to speak to to get your card back quickly or cancel it. By the time you phone your bank on Monday morning to try and get your card back the damage has probably already been done.

So try and use your card in a machine when the building, Bank, supermarket or whatever building the ATM is attached to is open and do everything you can to avoid using one on a Friday or Saturday night.

I don't buy anything off the Internet, with the exception of booking a hotel and don't intend to spend much when I do, so I have a Visa card with a self imposed £100 limit, that way not much can go wrong.

At work we are told not to touch the cards, unless we have to, have the chip and pin manchine right infront of the customer, only time we have to touch them, is if its a fuel card (which can only be used for fuel and oil...and you need to have the reg number).

Is a little worrying how easy it would be though...I dont believe that I can view all those details at the station though.

Edit - Have you seen The Real Hustle, when Jess clones peoples cards right infront of them while pretending to work as a waitress?

 

[Most Easterly Pandas]

Re: Success!

Is a little worrying how easy it would be though...I dont believe that I can view all those details at the station though.

You not get EFT reciepts?

Most retail outlets do them, and they've all the details on the card on them, and more! I could easily cloan thousands of cards a weekend if I were a theifing scumbag. It really is that easy.

 

[Kier]

Re: Success!

You not get EFT reciepts?

Most retail outlets do them, and they've all the details on the card on them, and more! I could easily cloan thousands of cards a weekend if I were a theifing scumbag. It really is that easy.

Fairly sure we dont...I'll have a look today.

 

[Most Easterly Pandas]

Re: Success!

Fairly sure we dont...I'll have a look today.

Only one I know that don't seem to do it are Tesco.

Somerfields and my garden center print one off that goes into the till (so if Card system fails to yank money across (happens like once every 10 years) then it can be processed again manually.