Can you modify a car thats on a finance scheme?

[Focus Owner]

I got a really great finance deal on my car, 100% deposit and nothing to pay for as long as I like.

i got the same offer

 

[fenton_jd]

Dealerships dont want you to buy the car outright!

 

[sludgeguts]

Dealerships dont want you to buy the car outright!

Of course not, they want you to sign into their over-inflated finance schemes where they rake in a loverly % & you end up buying the car five times over.

Even waving readies under their noses, they still sent the greaseball out to go through finance options.
I told him, unless it's 0% finance over 3 years with no early repayment penalties then I'm not interested.
Even with some of the 0% finance deals, you have to be very careful how you pay the loan off else you fall foul of small print charges.

 

[Most Easterly Pandas]

Even with some of the 0% finance deals, you have to be very careful how you pay the loan off else you fall foul of small print charges.

Yeah, there seems to be loads of charges with them.

Needed £1200 (money tied up in the car I was upgrading to Stilo from and wasn't going to PX) for 6-8weeks when I brought Stilo.

Min financeable was £2k.

There were options to pay of early but in total the £2k would have been repaid at £2650

So got an entended OD at the bank, paid off in 4 weeks and cost me all of £3.50 in bank fee's Luvly jubly.