Modifications
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Declare all modifications. I had a friend who bought a new car, a diesel. She decided to take the diesel badges off and stick on the Cupra R badges (top of the range, sportswise).
Someone crashed into her and she wasn't insured. That badge change means you have made your car appear to be more upmarket to theives and therefore you are uninsured for everything. She did get them to pay a percentage of the cost in the end (they wouldn't pay the full amount). She didn't get a courtesy car and the car was in for about a month whilst the disagreement was sorted out, before the garage could start the work.
Don't upgrade without telling them. Don't want people to know it's a 1.2 petrol? Take the badges off. Don't put any replacements on.
Tanen from here........... http://www.dooyoo.co.uk/motor-insurance/motor-insurance-comments-tips/1133295/
och...,.come on......